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JD Bank Classic Checking Account

JD Bank has a CLASSIC checking account that works for you! If you are looking for a low-cost checking account, then JD Classic Checking is for you. With Classic Checking, you get full access to free online and mobile banking with mobile deposit. Classic Checking is an ideal account for everyday needs, plus JD Bank’s online banking tools will help you monitor your spending, pay your bills, deposit checks, and more. By signing up for an e-statement, you can reduce your monthly fee each month.

JD Classic Savings

Savings account with competitive APY and low fees.
  • $4.00 Monthly Fee (waived if balance $200+)
  • 0.15% APY on balances $200 and above*
  • $25 Deposit to Open
  • No requirement to have Classic Checking

*Annual Percentage Yield (APY) accurate as of 11/20/2025. Rates subject to change. Fees may reduce earnings.

JD Classic Savings Account

  • $4.00 Monthly Fee (waived if balance remains $200+ for entire month)
  • Balances $200+ earn 0.15% APY*
  • Does not require JD Classic Checking
  • $25 Deposit to Open

*APY accurate as of 11/20/2025. Rates subject to change without notice. Fees may reduce earnings.